Benefit rates


The dependents' benefit is calculated by percentages of a full work disability pension. A full work disability pension is calculated according to 75% of the salary that the deceased received during the three months prior to the date on which s/he stopped working due to the injury.

The maximum work disability pension is NIS 37,238 (as of Jan 01, 2024).

The dependents’ benefit changes each year on January 1, in accordance with changes in the consumer price index.

Benefit rates for a widower or widow with children

A widower or widow at any age who has at least one child living with him/her is entitled to a monthly dependents’ benefit for him/herself and to an additional amount for his/her children, as long as the children live with him/her.

The monthly dependents’ benefit rates for a widow/er with children:

Number of people

The benefit rate as a percentage of
a full work disability pension

Widow/er + 1 child

80% (of which 20% is a supplement for the child)

Widow/er + 2 children

90% (of which 30% is a supplement for the children)

Widow/er + 3 or more children

100% (of which 40% is a supplement for the children)




 

Benefit rates for a widow without children

The benefit rates for a widow without children living with her are determined according to age, as detailed below:

Age of the widow

The benefit rate as a percentage of a full work disability pension

40-50

40%

50 and up

60%

Below 40

One-time grant at a rate of 60% multiplied by 36

 

In the following cases, a widower or widow without children living with him/her are entitled to a monthly dependents’ benefit at a rate of 60% of a full work disability pension, even if they are not yet 50 years old:
  1. For a widow – if at the time of the death of the insured person she had a child living with her who was entitled to benefits, and is no longer entitled (this condition does not apply to a widower).
  2. The widow/er was unable to support him/herself through work shortly before the death or within a year of the date of the insured’s death. If s/he has already received a one-time grant, the grant will be subtracted from the benefits s/he is to receive.
  3. A widow who was pregnant at the time of death shall be considered unable to provide for herself and is entitled to benefits at a rate of 60% until giving birth. After giving birth, she shall be entitled to benefits at a rate of 80% (out of which 20% is a supplement for the child).

Benefit rates for children

Dependents’ benefits for a child are usually paid as a supplement to the dependents’ benefits of his/her parent; however, in the following cases the dependents’ benefits are paid on behalf of the children in their own right:
  1. The children have been orphaned from both father and mother.
  2. The children do not live with the parent who is entitled to dependents’ benefits.
  3. The parent of the children is not entitled to dependents’ benefits (for example, a woman who was divorced from the insured person at the time of his death).
  4. The parent of the children remarried and is ineligible to continue receiving monthly dependents’ benefits.

Monthly dependents’ benefits rates for children:

Number of children

The benefit rate as a percentage of a full work disability pension

1 child

60%

2 children

80%

3 children

90%

4 or more children

100%

 

Benefit rates for other dependents

If the insured did not leave behind a widow/er or children entitled to benefits, other dependents – such as the parents, grandfather, grandmother, brother, or sister of the insured – shall be entitled to benefits at the following rates (this payment shall be provided only to one who has been proven to have been fully dependent on the deceased):


Number of dependents

The benefit rate as a percentage of a full work disability pension

1 dependent

50%

2 dependents

75%

3 dependents

90%

4 dependents

100%


If the insured left behind a widow/er or children who are entitled to benefits
,
the other dependents (parents, siblings, etc.) shall be entitled to benefits at a rate that would supplement the benefits if these dependents had been the children of the insured.

If the parents were recognized as partially dependent, the benefits will be paid to them on the grounds of equity.